Present Bias Retirement Contributions: Why “Save More Later” Fails
Almost everyone who isn’t saving enough for retirement says the same thing: “I’ll bump it up next year.” The pattern behind that sentence is called…
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Present Bias and Retirement Contributions: Why Your Brain Sabotages Your Future Self
This article is part of our Money Psychology Guide — a comprehensive overview of the topic with related deep dives. Roughly 68% of American workers…
