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Investing & Markets
The Backdoor Roth IRA, Step by Step: How High Earners Still Get $7,500 a Year Into a Roth (2026)
The IRS officially says the 2026 Roth IRA is closed to single filers earning more than $168,000 in MAGI. In…
Investing & Markets
How to Start Investing With $100: 7 Steps to Get Your First Dollar in the Market This Week
Fidelity will let you buy slices of more than 7,000 stocks and ETFs starting at $1. Schwab will sell you…
Saving & Budgeting
Cash Stuffing vs Digital Budgeting: Which Is Better for Real People With Real Bills
Pick the wrong budgeting system and you will quit it inside a month — not because you lack discipline, but…
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Investing & Markets
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Tax Loss Harvesting for Small Portfolios: Is It Actually Worth Doing Under $50K?
A reader emailed me last month asking whether to start tax loss harvesting on his $18,000 brokerage account.…
The Backdoor Roth IRA, Step by Step: How High Earners Still Get $7,500 a Year Into a Roth (2026)
The IRS officially says the 2026 Roth IRA is closed to single filers earning more than $168,000 in…
How to Start Investing With $100: 7 Steps to Get Your First Dollar in the Market This Week
Fidelity will let you buy slices of more than 7,000 stocks and ETFs starting at $1. Schwab will…
Saving & Budgeting
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Zero-Based Budget Template for Couples: A Step-by-Step System Where Every Dollar Has a Name
Forty-five percent of couples argue about money at least occasionally, and more than a third don’t even know…
Cash Stuffing vs Digital Budgeting: Which Is Better for Real People With Real Bills
Pick the wrong budgeting system and you will quit it inside a month — not because you lack…
How to Stop Impulse Buying Online: 7 Steps That Actually Work
Online impulse purchases cost the average American roughly $150 to $314 per month, according to a 2023 survey…
Earning More
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How One Professional Certification Can Add $15,000 to Your Annual Salary
Workers with professional certifications earn a median of $15,600 more per year than their uncertified peers in the…
5 Steps to Building Multiple Income Streams That Actually Work
The richest 1% of households earn from an average of seven different income sources. The median U.S. household…
The Side Hustle Tax Trap: How Self-Employment Taxes Eat 30% of Your Extra Income
That $1,000 freelance check doesn't put $1,000 in your pocket — after federal income tax, self-employment tax, and…