Money & Planet exists to help readers make smarter, more confident money decisions. Personal finance is full of conflicting advice, hidden agendas, and overly complex jargon. Our mission is simple: explain personal finance honestly, with real numbers, and without the noise.
Our editorial principles
1. Accuracy first
Every statistic, dollar amount, and historical figure cited in our articles comes from a verifiable source — typically IRS.gov, the Federal Reserve, the Bureau of Labor Statistics, the Census Bureau, peer-reviewed studies, or established financial publications. We do not invent numbers, and we do not round generously to make a point. When data has uncertainty, we say so.
2. No conflicts of interest in recommendations
Our content sometimes includes affiliate links to financial products. Affiliate compensation never determines which products we recommend. If a competing product is genuinely better, we recommend it — even if it doesn’t pay us a referral fee. Where affiliate relationships exist, we disclose them clearly.
3. Real-world useful, not just clickable
Every article aims to leave you with at least one concrete action you can take this week. We avoid clickbait headlines and content that exists only to rank in search engines without genuinely helping the reader.
4. Transparent updates
Personal finance topics — tax brackets, contribution limits, interest rates — change. When we update an article with materially new information, we update the published date so readers know the content is current.
5. Educational, not advisory
We are not licensed financial advisors. Our articles share frameworks, math, and general principles — not personalized advice. For decisions specific to your situation, we always recommend consulting a fee-only fiduciary financial advisor, CPA, or other qualified professional.
How we research
For each article, we typically:
- Review the most current data from authoritative primary sources (government agencies, financial regulators, peer-reviewed research)
- Cross-check claims against at least 2–3 independent sources before publishing
- Run any calculations through our own models to verify the math
- Disclose assumptions and limitations clearly within the article
- Avoid promoting specific stock picks, trading strategies, or get-rich-quick schemes
How we handle errors
If we discover or are informed of a factual error in our content, we correct it promptly and update the published date. For significant corrections, we add a brief note explaining what was changed.
Spotted an error? Please tell us — we genuinely want to fix it.
Content review process
Before publication, every article is reviewed for accuracy, clarity, and adherence to these standards. Articles that touch on regulated topics (taxes, securities, lending) receive additional scrutiny to ensure we are educating, not advising.
What we do NOT publish
- “Hot stock pick” or short-term trading guidance
- Promises of unrealistic returns or risk-free investing
- Sponsored content disguised as editorial
- AI-generated content without human review and editing
- Content that recommends specific securities to specific readers
Contact
Questions about our editorial standards or want to suggest a topic? Reach us via our contact page.