Disclaimer

Last updated: May 2026

Editorial Disclaimer

Money & Planet is an independent personal finance publication owned and operated by Palila Media LLC. The information provided on this website is for general educational and informational purposes only.

Not Financial, Tax, or Legal Advice

Nothing on Money & Planet constitutes financial, investment, tax, legal, or other professional advice. We are not licensed financial advisors, certified public accountants, attorneys, or registered investment advisors. The content on this site reflects the personal opinions and research of the authors at the time of writing.

Before making any financial decision — including but not limited to investing, borrowing, refinancing, paying down debt, or filing taxes — you should consult a qualified, licensed professional who can evaluate your specific situation. Your financial circumstances are unique, and what works for one person may not work for another.

Calculator Accuracy

The free calculators on Money & Planet (mortgage, auto loan, loan, budget planner, investment growth, FIRE) provide estimates based on inputs you supply. They are simplified models intended for educational purposes. Real-world outcomes depend on lender terms, market conditions, taxes, fees, and many other factors not captured by these tools. Always verify important financial calculations with your bank, lender, or qualified advisor.

Investment Risk Warning

All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Stock markets, real estate, bonds, and other asset classes can decline in value, sometimes substantially. Returns mentioned in our articles are historical averages and should not be assumed to repeat.

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Accuracy and Updates

We make every effort to keep our content accurate and up-to-date. However, financial regulations, interest rates, tax brackets, and market conditions change frequently. While we update key articles as conditions change, we cannot guarantee every article reflects the most current information. Always verify time-sensitive figures (tax brackets, contribution limits, interest rates) at official sources such as IRS.gov or your financial institution.

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