Last updated: May 2026
These Terms of Service (“Terms”) govern your access to and use of moneyandplanet.com (the “Site”), operated by Palila Media LLC (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms.
1. Acceptance of Terms
By using the Site, you confirm that you are at least 18 years old (or have parental consent), and that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Site.
2. Educational Content Only
All content on Money & Planet is for general educational and informational purposes only. It does not constitute financial, investment, tax, legal, or other professional advice. See our full Disclaimer for more details.
3. Use of Calculators and Tools
The interactive calculators provided on this Site are simplified educational models. Outputs are estimates only and should not be relied upon for actual financial decisions without professional verification. We disclaim liability for any decisions made based on these tools.
4. Intellectual Property
All content on Money & Planet — including articles, calculators, graphics, logos, and design — is owned by Palila Media LLC or its licensors and is protected by copyright and intellectual property laws. You may share short excerpts with attribution and a link back to the original article. You may not republish, redistribute, or create derivative works without our written permission.
5. User Conduct
When using this Site, you agree NOT to:
- Use automated scripts or bots to scrape content beyond reasonable rate limits
- Attempt to interfere with the Site’s operation or security
- Misuse, copy, or republish our content without permission
- Submit false, misleading, or harmful information through any contact form
6. Affiliate Relationships
Money & Planet participates in affiliate programs. Some links on this Site may earn us a commission when you take qualifying actions. These relationships do not affect our editorial recommendations. See our Disclaimer for more.
7. Limitation of Liability
To the maximum extent permitted by law, Palila Media LLC and Money & Planet shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its content. You assume full responsibility for any decisions you make based on information found here.
8. Modifications
We may update these Terms at any time. Material changes will be reflected by updating the “Last updated” date above. Continued use of the Site after changes constitutes acceptance of the revised Terms.
9. Termination
We reserve the right to terminate or suspend access to the Site for any user who violates these Terms.
10. Governing Law
These Terms are governed by the laws of the United States and the state in which Palila Media LLC is registered, without regard to conflict of law principles. Any disputes arising from these Terms or use of the Site shall be resolved in the courts of that jurisdiction.
11. Contact
Questions about these Terms? Reach us through our contact page.